786 Area Code: Miami, Florida
Area code 786 serves Miami, North Dade and Perrine, Florida in the Eastern time zone, in service since 1998. Consumers have filed 7,225 unwanted-call complaints against 5,293 different 786 numbers, 710 of them with the FTC in the last 30 days. Look up the exact number that called you below.
Area code 786 at a glance
- State
- Florida
- Main cities
- Miami, North Dade, Perrine, Homestead, Florida Keys
- Counties
- Miami-Dade County, Monroe County
- Local time
- —Eastern
- In service since
- March 1, 1998
- Overlay of
- 305
- Overlay code
- 645 (2023)
- Local dialing
- 10 digits (area code + number)
- Exchanges
- 5 rate centers, 786 prefixes
Sources: NANPA area code and central office code records (refreshed weekly); cities and counties matched from US Census Bureau and USGS place names.
Most-reported 786 numbers
Ranked by FTC Do Not Call complaints this month, then all-time FTC and FCC complaints. Only numbers with enough complaints for a full report page are listed. Click one for what it was reported for and where.
What calls from 786 numbers are about
2,238 FTC Do Not Call complaints about 786 numbers since Jul 24. The most common named subject is debt-relief pitches, at 17% of complaints (83% of those were recorded messages). Overall, 64% of callers who answered said the call was a robocall.
FTC complaint subjects
- Other / unspecified92541%
- Debt reduction37317%
- Impostor (government, business, family)24211%
- No subject given1778%
- Medical & prescriptions1527%
- Dropped call / no message1517%
- Home improvement & cleaning492%
FCC complaints by call type, last 2 years
- Live Voice15840%
- Prerecorded Voice11930%
- Text Message11529%
29% of recent FCC complaints about 786 numbers are about text messages, not calls.
When 786 spam calls come in
30% of complaints that give a call time describe calls between 10am and 1pm. 94% came Monday to Friday, most on Tuesdays, the pattern of call-center robocall campaigns that run on business hours. Times are as consumers reported them to the FTC.
By hour of the day
By day of the week
Is it getting worse?
705 FTC complaints about 786 numbers in the last four weeks, up 1% on the four weeks before. FCC complaints about 786 numbers peaked in 2015 (1,278); the FTC's daily Do Not Call data has carried most of the volume since mid-2026.
FTC complaints per week
FCC complaints per year
Years shown as '15 to '26; the current year is partial.
Who gets these calls
61% of the FTC complaints about 786 numbers came from Florida residents, but only 36% from people with 786 numbers themselves. The calls are mostly regional rather than aimed at 786 phones specifically.
Where complainants live
- Florida1,37561%
- California1085%
- Georgia703%
- Illinois613%
- Texas502%
What people with 786 numbers report
People whose own number starts with 786 filed 3,474 FTC complaints since Jul 24. 23% were about calls showing another 786 number. The most common named subject was debt-relief pitches.
Area codes on the calls they reported
- 786 (same code)80023%
- 877 (toll-free)2106%
- 866 (toll-free)1905%
- 855 (toll-free)1895%
- 833 (toll-free)1544%
Likely campaigns using 786 numbers
Groups of numbers that drew the same FTC complaint in the same pattern over the last 60 days. The grouping is statistical and doesn't identify who is calling.
Busiest 786 prefixes this month
FTC complaints in the last 30 days, grouped by the first six digits. When one prefix collects complaints about many different numbers, a campaign is usually cycling through that block. The carrier is who NANPA assigned the prefix to, not who made the calls.
| Prefix | Complaints | Numbers | Carrier | Exchange |
|---|---|---|---|---|
| (786) 216-xxxx | 25 | 22 | Verizon Wireless (Cellco Partnership) | Miami |
| (786) 980-xxxx | 15 | 13 | Invoxio Incorporated | Perrine |
| (786) 418-xxxx | 14 | 7 | Peerless Network | Perrine |
| (786) 547-xxxx | 13 | 11 | Omnipoint Miami E License, LLC | Miami |
| (786) 998-xxxx | 12 | 12 | Onvoy (Sinch) | North Dade |
Carriers operating in 786
NANPA has assigned 786 786 prefixes (NPA-NXX central-office codes) across 5 rate centers: 51% to wireless carriers, 45% to landline and VoIP operators; 87% are pooled blocks shared by several carriers. The newest assignment was 2023-10-19. The carrier holding a prefix is who the number was issued through. It says nothing about who is calling, since caller ID is routinely spoofed.
| Carrier | Type | Prefixes | Rate centers | Newest assignment |
|---|---|---|---|---|
| Omnipoint Miami E License, LLC | Wireless | 176(22%) | 3 | 2023-10-02 |
| Metro by T-Mobile (MetroPCS) | Wireless | 105(13%) | 5 | 2022-12-08 |
| AT&T Mobility (New Cingular Wireless PCS) | Wireless | 59(8%) | 5 | 2023-08-11 |
| Verizon Wireless (Cellco Partnership) | Wireless | 56(7%) | 2 | 2023-04-11 |
| BellSouth (AT&T) | Incumbent landline (ILEC) | 53(7%) | 4 | 2016-03-29 |
| Onvoy (Sinch) | Competitive / VoIP (CLEC) | 48(6%) | 5 | 2023-10-17 |
| Bandwidth.com | Competitive / VoIP (CLEC) | 47(6%) | 5 | 2023-01-11 |
| PAETEC (Windstream) | Competitive / VoIP (CLEC) | 41(5%) | 4 | 2016-07-22 |
| Level 3 (Lumen) | Competitive / VoIP (CLEC) | 33(4%) | 4 | 2020-01-07 |
| Teleport Communications America, LLC | Competitive / VoIP (CLEC) | 20(3%) | 3 | 2023-06-15 |
| MCImetro (Verizon Business) | Competitive / VoIP (CLEC) | 18(2%) | 5 | 2022-04-08 |
| At&T Enterprises, LLC | Competitive / VoIP (CLEC) | 15(2%) | 4 | 2016-09-02 |
Largest rate centers (exchanges) by prefixes: Miami (540), North Dade (105), Perrine (56), Homestead (50), Florida Keys (35). Source: NANPA Central Office Code Utilized Assignments (public, refreshed weekly).
What to do about calls from 786 numbers
Before you call back
- Debt reduction is the top named complaint here. Don't pay upfront fees for debt relief; the FTC's Telemarketing Sales Rule bans them. Talk to your lender or a nonprofit credit counselor instead. Read about debt-relief robocalls.
- Look up the full number above. A missed call from 786 with no voicemail is usually a robocall; anyone who needs you will leave a message.
- Block repeat callers: iPhone, Android, or your carrier's free filter (Verizon, AT&T, T-Mobile).
Report it in Florida
- Unwanted sales calls and robocalls: donotcall.gov (FTC). Scams and fraud: ReportFraud.ftc.gov.
- Spoofing, texts and call-blocking problems: FCC consumer complaints.
- State complaints: Florida Attorney General.
- Florida is one of the states that maintains its own Do Not Call registry alongside the federal National Do Not Call Registry, so telemarketers calling Florida numbers are expected to check both lists. Registering on the federal list at donotcall.gov is free and never expires; the state list is administered separately and may have its own registration process and renewal period.
Your FTC and FCC reports are published (without your name or number) in the datasets this page is built from. How to report unwanted calls.
Area code 786: questions answered from the data
Where is area code 786?
Area code 786 serves Miami, North Dade and Perrine, Florida, covering Miami-Dade County and Monroe County. It has been in service since March 1, 1998.
What time zone is area code 786 in?
Area code 786 is in the Eastern time zone (UTC−5, or UTC−4 during daylight saving time). The current local time is shown at the top of this page.
Which area codes overlay 786?
645 (in service 2023) serves the same area as 786. New numbers there can be issued with any of these codes, and local calls need all 10 digits. A spoofed call can display any of them.
What are calls from 786 numbers usually about?
Since Jul 24, consumers filed 2,238 FTC Do Not Call complaints about 786 numbers. The most common named subject was debt-relief pitches: 17% of complaints, 83% of them recorded messages. Across all subjects, 64% of callers who answered the question said the call was a robocall.
When do 786 spam calls happen?
30% of the complaints that give a call time describe calls between 10am and 1pm, and 94% came on weekdays, most often on Tuesday. Times are as consumers reported them.
Are calls from 786 numbers really local?
Not necessarily. 61% of the FTC complaints about 786 numbers came from Florida residents, but only 36% from people with 786 numbers themselves. The calls are mostly regional rather than aimed at 786 phones specifically.
Are 786 robocalls increasing?
In the four weeks to Oct 20, consumers filed 705 FTC complaints about 786 numbers, 1% more than the four weeks before.
How do I report a 786 scam call in Florida?
Report unwanted sales calls and robocalls to the FTC at donotcall.gov, and scams to ReportFraud.ftc.gov. The FCC takes complaints at consumercomplaints.fcc.gov. In Florida, the Florida Attorney General also handles consumer complaints about scam calls. Reports feed the public data this page is built from.
Overlay and nearby area codes
Sources: FTC Do Not Call complaints (unverified consumer reports), published every weekday and available here from Jul 24; FCC Consumer Complaint Data, public record, imported nightly; NANPA numbering records. A number appearing here means consumers reported calls that displayed it. Caller ID can be spoofed.