574 Area Code: South Bend, Indiana
Area code 574 serves South Bend, Elkhart and Goshen, Indiana in the Eastern and Central time zone, in service since 2002. Consumers have filed 2,697 unwanted-call complaints against 2,378 different 574 numbers, 589 of them with the FTC in the last 30 days. Look up the exact number that called you below.
Area code 574 at a glance
- State
- Indiana
- Main cities
- South Bend, Elkhart, Goshen, Logansport, Plymouth, Warsaw + 53 more
- Counties
- St. Joseph County, Elkhart County, Kosciusko County, Marshall County + 7 more
- Local time
- —Eastern—Central
- In service since
- January 15, 2002
- Split from
- 219
- Local dialing
- 10 digits (area code + number)
- Exchanges
- 59 rate centers, 403 prefixes
Sources: NANPA area code and central office code records (refreshed weekly); cities and counties matched from US Census Bureau and USGS place names.
Most-reported 574 numbers
Ranked by FTC Do Not Call complaints this month, then all-time FTC and FCC complaints. Only numbers with enough complaints for a full report page are listed. Click one for what it was reported for and where.
What calls from 574 numbers are about
1,720 FTC Do Not Call complaints about 574 numbers since Jul 24. The most common named subject is debt-relief pitches, at 11% of complaints (86% of those were recorded messages). Overall, 84% of callers who answered said the call was a robocall.
FTC complaint subjects
- Other / unspecified81147%
- No subject given37622%
- Debt reduction19411%
- Medical & prescriptions1448%
- Impostor (government, business, family)1127%
- Dropped call / no message362%
- Warranties & protection plans121%
FCC complaints by call type, last 2 years
- Live Voice4943%
- Prerecorded Voice4439%
- Text Message2018%
18% of recent FCC complaints about 574 numbers are about text messages, not calls.
When 574 spam calls come in
37% of complaints that give a call time describe calls between 10am and 1pm. 97% came Monday to Friday, most on Wednesdays, the pattern of call-center robocall campaigns that run on business hours. Times are as consumers reported them to the FTC.
By hour of the day
By day of the week
Is it getting worse?
587 FTC complaints about 574 numbers in the last four weeks, down 14% on the four weeks before. FCC complaints about 574 numbers peaked in 2016 (174); the FTC's daily Do Not Call data has carried most of the volume since mid-2026.
FTC complaints per week
FCC complaints per year
Years shown as '15 to '26; the current year is partial.
Who gets these calls
73% of the FTC complaints about 574 numbers came from people whose own phone number also starts with 574, and 76% from Indiana. Calls that look local to the person receiving them are the signature of neighbor spoofing: robocallers display a number from your own area code because you're more likely to answer.
Where complainants live
- Indiana1,30976%
- California463%
- Florida433%
- Texas342%
- Illinois262%
What people with 574 numbers report
People whose own number starts with 574 filed 1,612 FTC complaints since Jul 24. 78% were about calls showing another 574 number. The most common named subject was medical & prescriptions.
Area codes on the calls they reported
- 574 (same code)1,25378%
- 833 (toll-free)584%
- 219282%
- 866 (toll-free)151%
- 463131%
Likely campaigns using 574 numbers
Groups of numbers that drew the same FTC complaint in the same pattern over the last 60 days. The grouping is statistical and doesn't identify who is calling.
Busiest 574 prefixes this month
FTC complaints in the last 30 days, grouped by the first six digits. When one prefix collects complaints about many different numbers, a campaign is usually cycling through that block. The carrier is who NANPA assigned the prefix to, not who made the calls.
| Prefix | Complaints | Numbers | Carrier | Exchange |
|---|---|---|---|---|
| (574) 888-xxxxcampaign | 51 | 47 | Terra Nova Telecom INC. | South Bend |
| (574) 777-xxxxcampaign | 24 | 24 | Onvoy (Sinch) | Osceola |
| (574) 804-xxxx | 12 | 12 | Mcc Telephony of The Mid-West, LLC | North Liberty |
| (574) 725-xxxx | 8 | 8 | Frontier Communications | Logansport |
| (574) 529-xxxx | 8 | 8 | Verizon Wireless (Cellco Partnership) | Syracuse |
Carriers operating in 574
NANPA has assigned 403 574 prefixes (NPA-NXX central-office codes) across 59 rate centers: 33% to wireless carriers, 65% to landline and VoIP operators; 75% are pooled blocks shared by several carriers. 3 prefixes were assigned in the last 12 months (newest 2026-07-10). The carrier holding a prefix is who the number was issued through. It says nothing about who is calling, since caller ID is routinely spoofed.
| Carrier | Type | Prefixes | Rate centers | Newest assignment |
|---|---|---|---|---|
| AT&T Mobility (New Cingular Wireless PCS) | Wireless | 49(12%) | 20 | 2025-09-22 |
| Frontier Communications | Incumbent landline (ILEC) | 45(11%) | 22 | 2010-08-03 |
| Ameritech (AT&T) | Incumbent landline (ILEC) | 43(11%) | 3 | 2008-12-05 |
| Verizon Wireless (Cellco Partnership) | Wireless | 38(9%) | 15 | 2025-08-18 |
| Brightspeed of Indiana, LLC | Incumbent landline (ILEC) | 35(9%) | 25 | 2016-09-12 |
| Omnipoint Communications Midwest Operations, LLC | Wireless | 28(7%) | 8 | 2016-06-24 |
| Level 3 (Lumen) | Competitive / VoIP (CLEC) | 26(6%) | 23 | 2006-03-03 |
| Onvoy (Sinch) | Competitive / VoIP (CLEC) | 24(6%) | 14 | 2025-09-22 |
| Fractel, LLC | Competitive / VoIP (CLEC) | 11(3%) | 11 | 2021-05-20 |
| Metro by T-Mobile (MetroPCS) | Wireless | 10(2%) | 6 | 2014-12-15 |
| PAETEC (Windstream) | Competitive / VoIP (CLEC) | 9(2%) | 6 | 2022-03-14 |
| T-Mobile USA | Wireless | 7(2%) | 4 | 2004-11-04 |
Largest rate centers (exchanges) by prefixes: South Bend (113), Elkhart (46), Goshen (21), Logansport (18), Plymouth (16), Osceola (13), Warsaw (13), Syracuse (8), Leesburg (6), Monticello (6). Source: NANPA Central Office Code Utilized Assignments (public, refreshed weekly).
What to do about calls from 574 numbers
Before you call back
- Debt reduction is the top named complaint here. Don't pay upfront fees for debt relief; the FTC's Telemarketing Sales Rule bans them. Talk to your lender or a nonprofit credit counselor instead. Read about debt-relief robocalls.
- Look up the full number above. A missed call from 574 with no voicemail is usually a robocall; anyone who needs you will leave a message.
- If it looks like a neighbor's number, it may be spoofed. See calls from your own area code.
- Block repeat callers: iPhone, Android, or your carrier's free filter (Verizon, AT&T, T-Mobile).
Report it in Indiana
- Unwanted sales calls and robocalls: donotcall.gov (FTC). Scams and fraud: ReportFraud.ftc.gov.
- Spoofing, texts and call-blocking problems: FCC consumer complaints.
- State complaints: Indiana Attorney General.
- Indiana is one of the states that maintains its own Do Not Call registry alongside the federal National Do Not Call Registry, so telemarketers calling Indiana numbers are expected to check both lists. Registering on the federal list at donotcall.gov is free and never expires; the state list is administered separately and may have its own registration process and renewal period.
Your FTC and FCC reports are published (without your name or number) in the datasets this page is built from. How to report unwanted calls.
Area code 574: questions answered from the data
Where is area code 574?
Area code 574 serves South Bend, Elkhart and Goshen, Indiana, covering St. Joseph County, Elkhart County and Kosciusko County and 8 more counties. It has been in service since January 15, 2002. It was split from area code 219.
What time zone is area code 574 in?
Area code 574 spans Eastern and Central time. Most of it is in the Eastern zone (UTC−5, or UTC−4 during daylight saving time). The current local time in each zone is shown at the top of this page.
What are calls from 574 numbers usually about?
Since Jul 24, consumers filed 1,720 FTC Do Not Call complaints about 574 numbers. The most common named subject was debt-relief pitches: 11% of complaints, 86% of them recorded messages. Across all subjects, 84% of callers who answered the question said the call was a robocall.
When do 574 spam calls happen?
37% of the complaints that give a call time describe calls between 10am and 1pm, and 97% came on weekdays, most often on Wednesday. Times are as consumers reported them.
Are calls from 574 numbers really local?
Not necessarily. 73% of the FTC complaints about 574 numbers came from people whose own phone number also starts with 574, and 76% from Indiana. Calls that look local to the person receiving them are the signature of neighbor spoofing: robocallers display a number from your own area code because you're more likely to answer.
Are 574 robocalls increasing?
In the four weeks to Oct 20, consumers filed 587 FTC complaints about 574 numbers, 14% fewer than the four weeks before.
How do I report a 574 scam call in Indiana?
Report unwanted sales calls and robocalls to the FTC at donotcall.gov, and scams to ReportFraud.ftc.gov. The FCC takes complaints at consumercomplaints.fcc.gov. In Indiana, the Indiana Attorney General also handles consumer complaints about scam calls. Reports feed the public data this page is built from.
Other Indiana area codes
Sources: FTC Do Not Call complaints (unverified consumer reports), published every weekday and available here from Jul 24; FCC Consumer Complaint Data, public record, imported nightly; NANPA numbering records. A number appearing here means consumers reported calls that displayed it. Caller ID can be spoofed.